68 Money Quotes to Value Money and Financial Independence

Money is not the most important thing in the world but it is definitely one of the most important things in the world, never let anyone convince you otherwise. It is a materialistic commodity that buys you your basic needs like food, clothing, and a place to live so never make money the priority of your life but make being financially independent your priority. And here are the best and most motivating money quotes and sayings to inspire you to work hard for your financial independency.
Does not matter if you are the heir of a millionaire or a girl from a small town, financial independence is something that is important to attain. Financial dependency on the males of the house was the reason why for centuries women were undermined, just because they were not earning, the fact that they managed a whole household went to the drain just because they did not make a penny.
So learn, earn, save and enjoy your money. And to motivate you, we have brought the best money quotes and sayings that will inspire you:
Money Quotes
- “Money is only a tool. It will take you wherever you wish, but it will not replace you as the driver.” – Ayn Rand
- “Many folks think they aren’t good at earning money, when what they don’t know is how to use it.” – Frank A. Clark

- “If it’s only about money we are hopeless. If it’s about people we are hopeful.” – Maxime Lagacé
- “Only buy something that you’d be perfectly happy to hold if the market shuts down for ten years.” – Warren Buffett
- “It’s not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for.” – Robert Kiyosaki
- “Money is a terrible master but an excellent servant.” – P.T. Barnum
- “If you want to feel rich, just count the things you have that money can’t buy.” – Proverb
- “It is not the man who has too little, but the man who craves more, that is poor.” – Seneca
- “If you don’t get serious about your money you will never have serious money.” – Grant Cardone
- “Money is usually attracted, not pursued.” – Jim Rohn
- “If we command our wealth, we shall be rich and free. If our wealth commands us, we are poor indeed.” – Edmund Burke
- “Trade money for time, not time for money. You’re going to run out of time first.” – Naval Ravikant
Inspirational Money Quotes
- “The highest use of capital is not to make more money, but to make money do more for the betterment of life.” – Henry Ford
- “The only difference between a rich person and a poor person is how they use their time.” – Robert Kiyosaki
- “You have reached the pinnacle of success as soon as you become uninterested in money, compliments, or publicity.” – Thomas Wolfe
- “If you want to know what a man is really like, take notice of how he acts when he loses money.” – Simone Weil
- “Not he who has much is rich, but he who gives much.” – Erich Fromm

- “We don’t make movies to make money, we make money to make more movies.” – Walt Disney
- “Money is like fire. It is only good when there’s just the right amount of it, when it’s properly contained and under your control.” – Vera Nazarian
- “Money can’t buy happiness, but it will certainly get you a better class of memories.” – Ronald Reagan
- “The Stock Market is designed to transfer money from the Active to the Patient.” – Warren Buffett
- “The rich invest their money and spend what is left; the poor spend their money and invest what is left.” – Jim Rohn
- “The best way to become a billionaire is to help a billion people.” – Peter Diamandis
- “Never depend on single income. Make investments to create a second source.” – Warren Buffett
- “Spend your money on the things money can buy. Spend your time on the things money can’t buy.” – Haruki Murakami
- “Money is numbers and numbers never end. If it takes money to be happy, your search for happiness will never end.” – Bob Marley
- “The ultimate purpose of money is so that you do not have to be in a specific place at a specific time doing anything you don’t want to do.” – Naval Ravikant

- “Money is a great servant but a bad master.” – Francis Bacon
- “Don’t let making a living prevent you from making a life.” – John Wooden
- “Formal education will make you a living. Self-education will make you a fortune.” – Jim Rohn
- “Don’t let money run your life, let money help you run your life better.” – John Rampton
- “Everyday is a bank account, and time is our currency. No one is rich, no one is poor, we’ve got 24 hours each.” – Christopher Rice
- “Happiness is not in the mere possession of money; it lies in the joy of achievement, in the thrill of creative effort.” – Franklin D. Roosevelt
- “Broke is a temporary condition; poor is a state of mind.” – Sir Richard Francis Burton
Make Money Quotes
- “Making money isn’t hard in itself… What’s hard is to earn it doing something worth devoting one’s life to.” – Carlos Ruiz Zafon
- “Money is a funny thing…the more you worry about it the less you have. The less you care the more you have.”
- “The money you make is a symbol of the value you create.” – Idowu Koyenikan

- “Both poverty and riches are the offspring of thought.” – Napoleon Hill
- “Rich people believe “I create my life”. Poor people believe “Life happens to me.” – T. Harv Eker
- “Don’t just make money, make a difference.” – Grant Cardone
- “Waste your money and you’re only out of money, but waste your time and you’ve lost a part of your life.” – Michael Leboeuf

- “Money moves from those who do not manage it to those who do.” – Dave Ramsey
- “Lack of money is no obstacle. Lack of an idea is an obstacle.” – Ken Hakuta
- “Don’t tell me what you value, show me your budget, and I’ll tell you what you value.” – Joe Biden
- “Put all good eggs in one basket and then watch that basket.” – Andrew Carnegie
- “I don’t pay good wages because I have a lot of money; I have a lot of money because I pay good wages.” – Robert Bosch
- “Before you speak, listen. Before you write, think. Before you spend, earn. Before you invest, investigate. Before you criticize, wait. Before you pray, forgive. Before you quit, try. Before you retire, save. Before you die, give.” – William A. Ward
- “Money is 80% behavior, 20% head knowledge. It’s what you do, not what you know.” – Dave Ramey
- “I make myself rich by making my wants few.” – Henry David Thoreau

- “Stop buying things you don’t need, to impress people you don’t even like.” – Suze Orman
- “To get rich, you have to be making money while you’re asleep.” – David Bailey
- “That man is richest whose pleasures are cheapest.” – Henry David Thoreau
- “The money you have gives you freedom; the money you pursue enslaves you.” – Jean-Jacques Rousseau
- “My favorite things in life don’t cost any money. It’s really clear that the most precious resource we all have is time.” – Steve Jobs

- “Disneyland is a work of love. We didn’t go into Disneyland just with the idea of making money.” – Walt Disney
- “Wealth is not about having a lot of money; it’s about having a lot of options.” – Chris Rock
- “It’s simple arithmetic: Your income can grow only to the extent that you do.” – T. Harv Eker
Famous Money Quotes
- “Money won’t create success, the freedom to make it will.” – Nelson Mandela
- “The rich cannot accumulate wealth without the cooperation of the poor in society.” – Mahatma Gandhi
- “Rich people are committed to being rich. Poor people want to be rich.” – T. Harv Eker
- “We buy things we don’t need with money we don’t have to impress people we don’t like.” – Tyler Durden

- “Make your goal more than money. Make it about helping people and creating a better future.” – Maxime Lagace
- “Opportunity is missed by most people because it is dressed in overalls and looks like work.” – Thomas Edison
- “If you cannot control your emotions, you cannot control your money.” – Warren Buffett
- “All the money you made will never buy back your soul.” – Bob Dylan

- “If you can get paid for doing what you love, every paycheck is a bonus.” – Oprah Winfrey
- “We have always believed that it’s possible to make money without being evil.” – Larry Page
Conclusion
It is not the 90’s anymore and you deserve to be treated with respect and let me tell you a secret, the more you are financially independent, the more people will be convinced that you are worth giving respect because a person who cannot support himself is not considered worth giving opinions even in their own lives, let alone somewhere else. So whatever you do, learn to earn to support yourself.
FAQs
Why are money quotes so popular?
Money quotes resonate with people because they offer wisdom, motivation, and humor about wealth, success, and financial responsibility. They provide valuable insights on managing, earning, and spending money.
What is the safest way to store money?
Bank accounts (savings & fixed deposits) – Insured and safe.
Diversified investments – Stocks, bonds, mutual funds.
Physical assets – Gold, real estate.
Digital wallets – For convenience, but ensure strong security.
What are some famous money quotes?
"Money often costs too much." – Ralph Waldo Emerson
"An investment in knowledge pays the best interest." – Benjamin Franklin
"Too many people spend money they haven't earned to buy things they don't want to impress people they don't like." – Will Rogers
Do money quotes help in financial decision-making?
Yes, many money quotes encourage financial literacy, smart investments, and mindful spending. They often remind people about the importance of saving and avoiding debt.
How can money quotes be used in daily life?
As motivation for financial goals.
In presentations, blogs, and social media posts.
To inspire better money management habits.
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